Debit Card

Fast and Easy

Just TALK to your phone after an expense. The voice recognition & A.I. code and post.

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Debit Card

Control Employee Spending

With the new Talk Accounting® Debit Card

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Debit Card

Slash Bookkeeping Cost

Most bookkeepers lose 1 to 2 hours a day running down expenses and job cost.

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Debit Card

Accurate Job Costing

In REAL-TIME at the moment of purchase. Posted directly into accounting with no labor.

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Debit Card

Locked Down Evidence

In your next tax Audit.

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TALK Is Fast and Easy

Track and code money events in real time with three easy steps

Spend MoneyWhen employees use the Talk Mastercard to draw on the aggregated available funds, their phone receives a notification in real-time that includes the vendor and amount of that charge.

Talk to your PhoneThe employee is prompted to take a picture of the receipt and to TALK</logo green> about the business purpose of the transaction. Then all the employee needs to do is say something like “I just bought three cases of screws for the Smith Road Project.”

Pasted to AccountingThe voice recognition converts the recording to text. The text is analyzed and coded by the Artificial Intelligence and uploaded to your accounting software with the picture. The entire process takes 10 to 14 seconds.

Immediate R.O.I.


The TALK administration panel and one-to-one support is why your R.O.I. will be positive right out of the gate.


Why Choose TALK Over Regular Cards

Features TALK Traditional
Get real-time push notifications or text messages after a transaction is made.
Stop an employee card instantly with just one click.
Control Employee spending daily, weekly or monthly.
Record the business purpose and capture receipts for transactions with our mobile app.
Have custom cards for every employee.
View and manage past transactions on our web portal.
Import the transactions, with a picture of the receipt, immediately into QuickBooks Online, Excel and other accounting software

You're in Good Hands

Talk was created with security as our first priority. When dealing with sensitive information and our customers funds we understand the importance and responsibility of keeping your account safe and private. TALK uses 256-bit Secure Socket Layer encryption, highly monitored secure data centers and best practice multi-factor authentication. All account balances are held at Sunrise Bank of MN, FDC insured. Only the firm owner or their authorized representative (usually the bookkeeper or CFO) may transfer funds or approve spending and allocate funds.

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1 Some fees apply.
2 Pre-set limits not to exceed $50,000.

The TALK Mastercard is issued by SUNRISE BANKS N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trade mark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, and other information that will allow s to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

All trademarks and service marks are the properties of their respective owners. TALK Accounting is a trademark of AutoKept Inc. 2017. All Rights Reserved.